Our broker toolkit includes videos and information resources that will help you explain why dental plans
are an important part of an employer's benefit package and the plan features and
options offered by Delta Dental of South Dakota.
Make the case with 6 reasons that explain the value of a dental plan.
We're an experienced carrier and nonprofit company with a passion to improve oral health in South Dakota.
Plan proposals may seem similar, but attention to details can pay off. Our guide can help you get the best value.
See what sets our plans apart with our Health through Oral Wellness program and a Prevention Pays feature that maximizes benefits.
Plan summaries, group application forms, and plan feature flyers in [.pdf] format for your use in client proposals.
Our broker partnerships
We offer resources to help explain the importance of good oral health and the value of dental benefits to your clients.
The DDSD Advantage
Find out what sets Delta Dental of South Dakota apart in dental benefits with 10 advantages we offer to your clients.
Why buy dental benefits?
Learn the value of dental insurance, the impact it can have on your health, and why our dental plans help protect your smile.
Health through Oral Wellness
Our popular Health through Oral Wellness program adds preventive care benefits to patients who need them most.
Our Prevention Pays plan feature covers preventive care beyond the member's annual maximum benefit.
Maximum Bonus Account
Plans that include our Maximum Bonus Account feature let members bank unused benefits to future years.
Here's how a dental plan helps you save money and stay healthy.
Learn how health insurance and dental benefits work differently.
Brush up on the 3 things your dental plan will help you save.
Here's how to use your dental benefits to keep your mouth healthy
Learn when you may pay out-of-pocket for your dental care.
There are certin times you can make changes to your dental plan. See what counts as a 'qualifying event'
Oral health and overall health
Visiting the dentist is important for more reasons than you think. Dentists can catch other health issues too.
Gum disease can affect the whole body, and chances are that you have some form of it.
Diabetes and gum disease are connected. Learn how dental hygiene habits can help manage diabetes.
People with gum disease are up to 3X more likely to have a heart attack or stroke. Use these 4 tips to lower your risk
No. However, in some plans there may be a waiting period before coverage begins for certain services.
No. Dentists in our networks have agreed to accept our payment (and any
patient co-insurance or deductible if applicable) as full payment. If
the employee visits a non-participating dentist, the difference may be
billed to the member.
Members are free to go to any dentist. However, they may have higher out-of-pocket costs and would be subject to balance billing if they go to a non-participating dentist. Be comfortable knowing 98% of South Dakota dentists are members of our networks.
Our plans for members of the SD Retailers Association require as few as
two employees for orthodontic coverage. Other plans generally require 10
or more employees for orthodontic coverage.
As part of the nation’s leading benefits provider, we cover employees located outside of South Dakota in the same way they’re covered within South Dakota. Payment is based upon the lesser of:
Delta Dental of South Dakota also offers national coverage designed specifically for multi-state employer groups. With national coverage, employers have the advantage of centralized, single-site administration and have access to the largest network of dentists nationwide.
We can do that! We’re happy to help you respond to your client's needs. Our wide selection of plans with flexible options allows us to meet the needs of employers that are large, or not so large; new or established; local or national. And we can design a custom plan that fits their budget and benefit needs.
No, but we appreciate your enthusiasm. We prefer to invoice the group for the first month's premium once all of the eligibility data has been received.
For groups over 50 employees, enrollment information may be submitted by electronic file. Otherwise, Delta Dental forms must be used unless other arrangements have been made in advance.
Commissions are paid quarterly.