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Unleash your #SmilePower

Having a Delta Dental plan saves you money and makes it easy to keep your smile healthy.



Why buy dental insurance?

 

85% of Americans believe oral health is very or extremely important to their overall health, according to a survey from Delta Dental, and about 78% have dental coverage. When you consider the overall value of dental insurance, it’s easy to understand why.

It makes dental care more affordable

While it’s important that you brush and floss, regular professional care is also necessary.  Because dental insurance focuses on prevention, many services like exams, cleanings and X-rays are covered at 100%.

Dental insurance also helps reduce your out-of-pocket costs for many procedures by sharing the cost with you. Without a dental plan, you would be responsible for the full cost of treatment.

Delta Dental helps you save even more because we negotiate lower fees with our in-network dentists. With 98% of South Dakota dentists in our network, and 150,000 dentists participating nationwide, it’s easy to find cost-saving dental care wherever you are.

The savings can add up

This example compares dental costs for a family of four, with and without dental insurance. Over a year, each person in the family visits the dentist twice for preventive care and has a cavity filled.

Family of 4 without a dental plan*

Annual premium........................................ $0
Preventive visits......................................... $1,400
Fillings............................................................ $800
Cost....................................................... $2,200

 

Family of 4 with a dental plan*

Annual premium........................................ $1,200
Preventive visits......................................... $0**
Fillings............................................................ $200 (out-of-pocket)
Cost....................................................... $1,400
Savings.......................................................... $800

 

* Plan premium and dental service fees are for illustrative purposes only. Premium rates are dependent on your plan. ** Check your specific plan details, as preventive coverage may vary.

You’re more likely to get the care you need

Families with dental insurance are almost twice as likely to get preventive care as those without it. And people who develop more complicated oral problems are more likely to skip needed treatments due to cost if they don’t have dental insurance. Mostly untreated and often preventable oral diseases result in more than 2 million emergency room visits nationwide each year. 

You’re more likely to avoid future dental problems

When you schedule regular preventive checkups, your dentist can detect problems early. This can help you avoid more costly and complex procedures, like crowns and root canals, down the road. In fact, for each dollar spent on preventive services, it is estimated that $50 or more is saved on more expensive procedures.

It’s good for your overall health

Dental care is good for your smile and it has a positive effect on your overall health. Studies show that oral health conditions like gum disease are linked with many chronic health conditions like diabetes, heart disease, stroke, kidney disease, and pregnancy complications. 

During an oral exam, your dentist can potentially detect signs in the mouth of more than 120 diseases, including oral cancer. This can lead to earlier, less costly and even life-saving treatment.    

And when oral diseases go untreated, it can lead to problems with eating, speaking, learning and productivity for children and adults.

It’s good for your well-being

Your oral health affects your day-to-day sense of well-being.  1 in 4 South Dakotans report they have anxiety or feel embarrassed because of the condition of their mouth and teeth. Many say they avoid smiling and reduce social participation because of their oral health.

A smile affects every aspect of your life. Choose Delta Dental of South Dakota to protect yours.