6 reasons your small business needs a dental plan
Keep you and your team’s smile strong with small business plans from Delta Dental of South Dakota. Many small businesses struggle to compete with big companies regarding benefit plans. However, we’ve got 6 reasons YOUR small business needs a dental plan!
1. Recruiting and retaining top talent
How does your small business stand out in a competitive workforce? With a great benefits package! 88% of employees say quality benefits are key factors when they consider choosing a job, with dental insurance the third most requested benefit among employees. Delta Dental of South Dakota’s small business plans can keep you and your team smiling so everyone can grin and share it.
2. Affordable peace of mind
Did you know 78% of Americans are more likely to seek preventive care if they have dental insurance? Regular preventive care means less work time missed getting extensive oral treatment. You can increase productivity and lower turnover by offering benefits that set your small business apart, help boost morale and create loyal employees. It’s a win, win, win.
3. Big benefits for small business
Our small business plans include the same added benefits as our large group plans, including Health through Oral Wellness (HTOW). This program unlocks additional benefits like more frequent cleanings and fluoride treatments at no extra cost for those at high risk of tooth decay, gum disease, and certain chronic conditions.
Our Prevention Pays program means preventive services like exams, cleanings, x-rays, and periodontal maintenance cleanings are covered even if you have reached your annual maximum benefit. It also means you have more benefits available to help pay for treatment procedures like cavity fillings, crowns, and root canals if they’re needed.
4. Built for small business
Delta Dental of South Dakota has plans for companies of all sizes. To qualify for a small business plan, you only need to enroll 2 employees. And if your business is just yourself, we’ve got individual plans, too!
5. Flexible
A variety of plans offer many options! Contributory plan premiums are priced for employers that pay (contribute) 50% or more of the single rate cost while voluntary plan premiums are priced for employers that pay less than 50% of the single rate cost.
Our voluntary group options allow employers to offer dental benefits for as few as two employees and without employer contribution to the premium. That’s right! Plans are available at ZERO cost to the employer! With contributory plans, the employer and employee share the premium cost which means you and your employees get lower premium rates and waived waiting periods on more extensive treatments.
The Delta Dental PPO Plus Premier network offers a broad choice of dentists in two networks that include 96% of dentists in South Dakota. Chances are your dentist is one of them!
6. Smiles are contagious!
There is a connection between a happy workforce and customer satisfaction. Employees with a positive energy make a workplace enjoyable for their coworkers and customers. We’ve all experienced it; when your team smiles, your customers smile. Dental insurance is an investment in your business and your employees, but it doesn’t have to break the bank. It is possible to offer comprehensive dental coverage in a competitive benefits package that will attract and retain great employees. Evaluate the needs of your workforce and consider the plan options available. At Delta Dental of South Dakota, we have affordable small business dental insurance plans built for the needs of YOUR business. Contact your local insurance broker or contact us! You can email our sales@deltadentalsd.com or fill out our group inquiry form on our website for more information.