Small business plans

Healthy smiles keep your business strong!

  • Value-added features: All plans include our Health through Oral Wellness and Prevention Pays features that maximize preventive care benefits to keep employees healthy and productive.
  • Eligibility: The group must have a minimum of two enrolled employees. 
  • Pricing: Voluntary plans are priced for employers that pay less than 50% of the single rate cost. Contributory plans are priced for employers that pay 50% or more of the single rate cost. No employer contribution is required. A 4-rate structure is available for employers that have a medical plan with a 4-rate structure or have 10 or more enrolled employees.
  • As Low as Zero Cost: Voluntary plans are available for employers that pay from ZERO to 50% of the single rate cost.

Not sure how to start?

Let us help!

Fill out our group inquiry form for more information and a proposal just for you!

Choose from 4 plans designed to help you find affordable coverage that fits your benefit and budget needs. Get lower rates and eliminate waiting periods if the employer pays 50% or more of the single rate cost.

Base plan

$44

.50 single/month/voluntary

single/month/voluntary

Preventive care:

80%

Fillings & extractions:

50%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

N/A

One-time deductible:

$50

Annual maximum benefit:

$1,000

* 1 year wait for coverage in voluntary plans

Standard plan

$53

.50 single/month/voluntary

single/month/voluntary

Preventive care:

100%

Fillings & extractions:

50%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment

N/A

One-time deductible:

$50

Annual maximum benefit:

$1,250

* 1 year wait for coverage in voluntary plans

Enhanced plan

$59

.50 single/month/voluntary

single/month/voluntary

Preventive care:

100%

Fillings & extractions:

80%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

50%*

One-time deductible:

$50

Annual maximum benefit:

$1,500

* 1 year wait for coverage in voluntary plans

Premium plan

$65

.50 single/month/voluntary

single/month/voluntary

Preventive care:

100%

Fillings & extractions:

80%

Root canals & gum disease:

80%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

50%*

One-time deductible:

$50

Annual maximum benefit:

$2,000

* 1 year wait for coverage in voluntary plans

Base plans (2025)

Voluntary [4030]

Contributory [5030]

Monthly rate: Single

$44.50

$42.00

Monthly rate: Family

$109.80

$105.80

Deductible

One time per person

$50

$50

Annual maximum benefit

Per person per plan year

$1,000

$1,000

Preventive care

Routine exams, cleanings, x-rays, and more!

80%

80%

Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

50%

50%

Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

N/A

N/A

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Preventive care doesn't count against annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Dependents covered to age 26.

Network: PPO Plus Premier

Includes 96% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4030] $44.50
Contributory [5030] $42.00
Monthly rate: Family

Voluntary [4030] $109.80
Contributory [5030] $105.80
Deductible

One time per person

Voluntary [4030] $50
Contributory [5030] $50
Annual maximum benefit

Per person per plan year

Voluntary [4030] $1,000
Contributory [5030] $1,000
Preventive care

Routine exams, cleanings, x-rays, and more!

Voluntary [4030] 80%
Contributory [5030] 80%
Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

Voluntary [4030] 50%
Contributory [5030] 50%
Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4030] 50%
Contributory [5030] 50%
Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

Voluntary [4030] 50%
Contributory [5030] 50%
Braces & teeth alignment

Voluntary [4030] N/A
Contributory [5030] N/A
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Voluntary [4030] Yes
Contributory [5030] Yes
Prevention Pays

Preventive care doesn't count against annual maximum benefit

Voluntary [4030] Yes
Contributory [5030] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4030] N/A
Contributory [5030] N/A
Dependents

Network: PPO Plus Premier

Standard plans (2025)

Voluntary [4040]

Contributory [5040]

Monthly rate: Single

$53.50

$51.00

Monthly rate: Family

$129.80

$125.80

Deductible

One time per person

$50

$50

Annual maximum benefit

Per person per plan year

$1,250

$1,250

Preventive care

Routine exams, cleanings, x-rays, and more!

100%

100%

Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

50%

50%

Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

N/A

N/A

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Preventive care doesn't count against annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 96% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4040] $53.50
Contributory [5040] $51.00
Monthly rate: Family

Voluntary [4040] $129.80
Contributory [5040] $125.80
Deductible

One time per person

Voluntary [4040] $50
Contributory [5040] $50
Annual maximum benefit

Per person per plan year

Voluntary [4040] $1,250
Contributory [5040] $1,250
Preventive care

Routine exams, cleanings, x-rays, and more!

Voluntary [4040] 100%
Contributory [5040] 100%
Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

Voluntary [4040] 50%
Contributory [5040] 50%
Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4040] 50%
Contributory [5040] 50%
Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

Voluntary [4040] 50%
Contributory [5040] 50%
Braces & teeth alignment

Voluntary [4040] N/A
Contributory [5040] N/A
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Voluntary [4040] Yes
Contributory [5040] Yes
Prevention Pays

Preventive care doesn't count against annual maximum benefit

Voluntary [4040] Yes
Contributory [5040] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4040] N/A
Contributory [5040] N/A
Dependents

Network: PPO Plus Premier

Enhanced plans (2025)

Voluntary [4050]

Contributory [5050]

Monthly rate: Single

$59.50

$56.50

Monthly rate: Family

$158.80

$151.30

Deductible

One time per person

$50

$50

Annual maximum benefit

Per person per plan year

$1,500

$1,500

Preventive care

Routine exams, cleanings, x-rays, and more!

100%

100%

Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

80%

80%

Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

1 year wait for coverage in voluntary plan

50%

50%

Lifetime orthodontic maximum

$1,500

$1,500

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Preventive care doesn't count against annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 96% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4050] $59.50
Contributory [5050] $56.50
Monthly rate: Family

Voluntary [4050] $158.80
Contributory [5050] $151.30
Deductible

One time per person

Voluntary [4050] $50
Contributory [5050] $50
Annual maximum benefit

Per person per plan year

Voluntary [4050] $1,500
Contributory [5050] $1,500
Preventive care

Routine exams, cleanings, x-rays, and more!

Voluntary [4050] 100%
Contributory [5050] 100%
Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

Voluntary [4050] 80%
Contributory [5050] 80%
Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4050] 50%
Contributory [5050] 50%
Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

Voluntary [4050] 50%
Contributory [5050] 50%
Braces & teeth alignment

1 year wait for coverage in voluntary plan

Voluntary [4050] 50%
Contributory [5050] 50%
Lifetime orthodontic maximum

Voluntary [4050] $1,500
Contributory [5050] $1,500
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Voluntary [4050] Yes
Contributory [5050] Yes
Prevention Pays

Preventive care doesn't count against annual maximum benefit

Voluntary [4050] Yes
Contributory [5050] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4050] N/A
Contributory [5050] N/A
Dependents

Network: PPO Plus Premier

Premium plans (2025)

Voluntary [4060]

Contributory [5060]

Monthly rate: Single

$65.50

$62.20

Monthly rate: Family

$174.70

$166.40

Deductible

One time per person

$50

$50

Annual maximum benefit

Per person per plan year

$2,000

$2,000

Preventive care

Routine exams, cleanings, x-rays, and more!

100%

100%

Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

80%

80%

Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

80%

80%

Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

1 year wait for coverage in voluntary plan

50%

50%

Lifetime orthodontic maximum

$2,000

$2,000

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Preventive care doesn't count against annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Yes

Yes

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 96% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4060] $65.50
Contributory [5060] $62.20
Monthly rate: Family

Voluntary [4060] $174.70
Contributory [5060] $166.40
Deductible

One time per person

Voluntary [4060] $50
Contributory [5060] $50
Annual maximum benefit

Per person per plan year

Voluntary [4060] $2,000
Contributory [5060] $2,000
Preventive care

Routine exams, cleanings, x-rays, and more!

Voluntary [4060] 100%
Contributory [5060] 100%
Fillings & extractions

Cavity repair, temporary stainless steel crowns, extractions, oral surgery

Voluntary [4060] 80%
Contributory [5060] 80%
Root canals & gum disease

Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4060] 80%
Contributory [5060] 80%
Crowns & prosthetics

Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)

Voluntary [4060] 50%
Contributory [5060] 50%
Braces & teeth alignment

1 year wait for coverage in voluntary plan

Voluntary [4060] 50%
Contributory [5060] 50%
Lifetime orthodontic maximum

Voluntary [4060] $2,000
Contributory [5060] $2,000
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Voluntary [4060] Yes
Contributory [5060] Yes
Prevention Pays

Preventive care doesn't count against annual maximum benefit

Voluntary [4060] Yes
Contributory [5060] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4060] Yes
Contributory [5060] Yes
Dependents

Network: PPO Plus Premier

Health through Oral Wellness

Included at no additional cost, this unique program adds benefits for those at high risk of tooth decay, gum disease, and certain chronic conditions.

Prevention Pays

Covering preventive care beyond the annual maximum benefit encourages regular dental visits to maintain good oral health.

PPO Plus Premier

The Delta Dental PPO Plus Premier network offers a broad choice of dentists in two networks that include 96% of dentists in South Dakota.

Plan documents

Download plan summaries, enrollment forms, and other files at our Document Library.