When Fear of the Dentist Means Not Using Your Dental Plan

If you’re paying for a dental plan but not going to the dentist, you’re not alone! Dental care utilization among working adults is at its lowest level since tracking began in 1996. Fear of going to the dentist is a common factor contributing to this.

Dental anxiety is one of the most common fears and often stops people from seeing the dentist – ever. It’s important to remember that fear comes at a cost. And that cost escalates the longer you wait to visit the dentist.

Coverage on preventive

Dental benefits are one of your biggest advocates for preventive care. That means that regular visits to the dentist for cleanings and checkups are covered at the highest percentage. It’s worth celebrating – it’s usually 100%!

Preventive care appointments with your dentist every six months prevent bigger problems from forming in your mouth. These problems, like periodontal disease, cause longer appointments, require treatment plans, can be more uncomfortable, and also cost more than preventive care.

Coverage on basic restorative procedures

Restorative dental care is the next of treatment when it extends beyond preventive care. These procedures repair decay and gum disease through with cavity fillings, root canals, and other similar treatments. They cost more than preventive care, but are covered at a lower rate – usually no more than 80%.  That means you’ll pay more out of pocket to have them done than a regular preventive checkup.

Regular preventive check-ups maintain your oral health. Seeing your dentist every six months allows them to do a dental carries risk assessment and nip any problem areas in the bud.

Coverage on major procedures

The big stuff, like crowns, bridges and dentures are classified as major procedures. They are expensive and covered at the lowest percentage rate in dental plans – generally at 50%.  Don’t lose out on making the most of your dental benefits by skipping the dentist. It’s just not worth it to wait until you may need a major procedure. Save time, money and discomfort by sticking with regular visits.

Overcoming fear of going to the dentist takes practice.  The more you ‘practice’ going to the dentist regularly, the more comfortable you will be going. There are even many ways to make the visit more pleasant.

Good oral health habits will reduce the amount of work needed and cost less out of your pocket. Those are great reasons to smile!

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