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Which voluntary plan is right for you?

Our voluntary group plans allow employers to offer dental benefits for as few as two employees and without employer contribution to the premium. Scroll below to find a plan that's the right fit.

No Minimum Voluntary

44

00 Per Month / Single

Per Month / Single

Our most popular small business plan.

Diagnostic & Preventive Services

100%

Other Services

50%

Minimum Employees Enrolled

2

One Time Deductible

$50

Annual Maximum

$1,200

Orthodontics

No

Voluntary I & II Plans

42

.20 Per Month / Single

Per Month / Single

Two more options for small businesses, including one with orthodontic benefit.

Diagnostic & Preventive Services

80% - 100%

Other Services

50% - 80%

Minimum Employees Enrolled

2 - 10

Annual Deductible

$50

Annual Maximum

$1,200

Orthodontics

Voluntary II Plan

ACA Group Plans

21

.42 Per Month (varies)

Per Month (varies)

Our lowest cost plans are ACA-compliant and limit costs for covered children

Diagnostic & Preventive Services

100%

Other Services

40% - 60%

Minimum Employees Enrolled

2

Annual out-of-pocket cost limit for covered child

$350

Orthodontics

Medical Necessity

No Minimum Voluntary Plan [9070]

No Minimum Voluntary Plan

Network: PPO Plus Premier

Single

Family

Monthly Rate

$44.00

$107.20

Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

100%

100%

Routine & Restorative Services

Cavity repair, fillings, tooth extractions

50%

50%

Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage

50%

50%

Major Services

Crowns, bridges, dentures, implants - 1 year wait for coverage

50%

50%

Orthodontics

Braces

None

None

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Yes

Yes

Dependents

Covered to age 26. No age restriction if unmarried full-time student.

Deductible

One time per person

$50

$50

Annual Maximum Benefit

Per person per calendar year

$1,200

$1,200

Minimum Employees Enrolled

2

2

Employer Contribution

For single premium

None

None

Monthly Rate

Single $44.00
Family $107.20
Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

Single 100%
Family 100%
Routine & Restorative Services

Cavity repair, fillings, tooth extractions

Single 50%
Family 50%
Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage

Single 50%
Family 50%
Major Services

Crowns, bridges, dentures, implants - 1 year wait for coverage

Single 50%
Family 50%
Orthodontics

Braces

Single None
Family None
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Single Yes
Family Yes
Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Single Yes
Family Yes
Dependents

Deductible

One time per person

Single $50
Family $50
Annual Maximum Benefit

Per person per calendar year

Single $1,200
Family $1,200
Minimum Employees Enrolled

Single 2
Family 2
Employer Contribution

For single premium

Single None
Family None

Voluntary I & II Plans

Voluntary 1 & II Plans

Network: PPO Plus Premier

Voluntary I [9050]

Voluntary II [9060]

Monthly Rate: Single

$42.20

$46.70

Monthly Rate: Family

$106.00

$117.20

Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

80%

100%

Routine & Restorative Services

Cavity repair, fillings, tooth extractions

80%

80%

Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage

50%

50%

Major Servcies

Crowns, bridges, dentures, implants - 1 year wait for coverage

50%

50%

Othodontics

None

50%

Orthodontic Note

Lifetime Orthodontic Maximum Benefit is $1,000

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Yes

Yes

Dependents

Covered to age 26. No age restriction if unmarried full-time student.

Deductible

Per person per calendar year

$50, not to exceed $150 per family

$50, not to exceed $150 per family

Deductible Note

Deductible does not apply to Diagnostic, Preventive, or Orthodontic Services

Annual Maximum Benefit

Per person per calendar year

$1,200

$1,200

Minimum Employees Enrolled

2

10

Employer Contribution

For single premium

None

None

Monthly Rate: Single

Voluntary I [9050] $42.20
Voluntary II [9060] $46.70
Monthly Rate: Family

Voluntary I [9050] $106.00
Voluntary II [9060] $117.20
Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

Voluntary I [9050] 80%
Voluntary II [9060] 100%
Routine & Restorative Services

Cavity repair, fillings, tooth extractions

Voluntary I [9050] 80%
Voluntary II [9060] 80%
Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage

Voluntary I [9050] 50%
Voluntary II [9060] 50%
Major Servcies

Crowns, bridges, dentures, implants - 1 year wait for coverage

Voluntary I [9050] 50%
Voluntary II [9060] 50%
Othodontics

Voluntary I [9050] None
Voluntary II [9060] 50%
Orthodontic Note

Voluntary I [9050]
Voluntary II [9060] Lifetime Orthodontic Maximum Benefit is $1,000
Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Voluntary I [9050] Yes
Voluntary II [9060] Yes
Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Voluntary I [9050] Yes
Voluntary II [9060] Yes
Dependents

Deductible

Per person per calendar year

Voluntary I [9050] $50, not to exceed $150 per family
Voluntary II [9060] $50, not to exceed $150 per family
Deductible Note

Annual Maximum Benefit

Per person per calendar year

Voluntary I [9050] $1,200
Voluntary II [9060] $1,200
Minimum Employees Enrolled

Voluntary I [9050] 2
Voluntary II [9060] 10
Employer Contribution

For single premium

Voluntary I [9050] None
Voluntary II [9060] None

ACA Group Plans

ACA Group Plans

Network: PPO Plus Premier

Standard [602]

Enhanced [603]

Monthly Rate: Age 0-20

$31.48

$39.96

Monthly Rate: Age 21-34

$21.42

$30.28

Monthly Rate: Age 35-49

$27.04

$38.24

Monthly Rate: Age 50-63

$30.30

$42.84

Monthly Rate: Age 64+

$31.52

$44.56

Note On Rate For Dependents

Rates for dependents age 0-18 are only applied for the first 3 enrolled dependents.

Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

100%

100%

Routine & Restorative Services

Cavity repair & fillings

60%

60%

Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage ages 19+

40%

40%

Major Services

Extractions, crowns, bridges, dentures, implants - 1 year wait for coverage for ages 19+

40%

40%

Medically Necessary Orthodontics

For up to age 19 only

40%

40%

Orthodontics Note

Predetermination of benefits is required. Coverage is for medical and surgical correction of a functional impairment.

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Yes

Yes

Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Yes

Yes

Deductible

Per person per calendar year

$100

None

Annual Maximum Benefit

Per person per calendar year

$1,000

$1,500

Annual Maximum Note:

All services are subject to the annual maximum benefit.

Dependents

Covered to age 26

Annual Out Of Pocket Cost Limits

For up to age 19 only

Total out-of-pocket costs will not exceed $350 per coverage year for each covered child or $700 per coverage year for 2+ covered children. Deductibles and coinsurance will apply to out-of-pocket cost.

Minimum Employees Enrolled

2

2

Employer Contribution

For single premium

None

None

Monthly Rate: Age 0-20

Standard [602] $31.48
Enhanced [603] $39.96
Monthly Rate: Age 21-34

Standard [602] $21.42
Enhanced [603] $30.28
Monthly Rate: Age 35-49

Standard [602] $27.04
Enhanced [603] $38.24
Monthly Rate: Age 50-63

Standard [602] $30.30
Enhanced [603] $42.84
Monthly Rate: Age 64+

Standard [602] $31.52
Enhanced [603] $44.56
Note On Rate For Dependents

Diagnostic & Preventive Services

Check-ups & routine teeth cleaning

Standard [602] 100%
Enhanced [603] 100%
Routine & Restorative Services

Cavity repair & fillings

Standard [602] 60%
Enhanced [603] 60%
Endodontics & Periodontics

Root canals, gum & bone diseases - 1 year wait for coverage ages 19+

Standard [602] 40%
Enhanced [603] 40%
Major Services

Extractions, crowns, bridges, dentures, implants - 1 year wait for coverage for ages 19+

Standard [602] 40%
Enhanced [603] 40%
Medically Necessary Orthodontics

For up to age 19 only

Standard [602] 40%
Enhanced [603] 40%
Orthodontics Note

Health through Oral Wellness

Added benefits for those at high risk of tooth decay or gum disease

Standard [602] Yes
Enhanced [603] Yes
Prevention Pays

Covers diagnostic and preventive care beyond annual maximum benefit

Standard [602] Yes
Enhanced [603] Yes
Deductible

Per person per calendar year

Standard [602] $100
Enhanced [603] None
Annual Maximum Benefit

Per person per calendar year

Standard [602] $1,000
Enhanced [603] $1,500
Annual Maximum Note:

Dependents

Annual Out Of Pocket Cost Limits

For up to age 19 only

Minimum Employees Enrolled

Standard [602] 2
Enhanced [603] 2
Employer Contribution

For single premium

Standard [602] None
Enhanced [603] None

Health through Oral Wellness

All voluntary group plans include our innovative benefit program at no additional cost. It's a unique patient-centered program to encourage better health and lower plan cost.

Prevention Pays

Your voluntary group plan does even more with Prevention Pays. Covering preventive care beyond the annual maximum benefit encourages regular dental visits to protect your smile and keep it healthy.

PPO Plus Premier

All voluntary group plans are Delta Dental PPO Plus Premier plans. Enrolled members get a broad choice of dentists in two networks and lower out-of-pocket costs.

ACA rate calculator

This handy tool helps you calculate monthly premiums for ACA small group plans based on the age of enrollees.

Plan documents

Download plan summaries, enrollment forms, and other files at our Document Library.