Which voluntary group plan is right for you?
Our voluntary group plans allow employers to offer dental benefits for as few as two employees and without employer contribution to the premium.
No Minimum Voluntary
47
.50 Per Month / Single
Per Month / Single
Our most popular small business plan.
Preventive Care
100%
Other Services
50%
Minimum Employees Enrolled
2
One Time Deductible
$50
Annual Maximum
$1,200
Orthodontics
No
Voluntary I & II Plans
45
.70 Per Month / Single
Per Month / Single
Two more options for small businesses, including one with orthodontic benefit.
Preventive Care
80% - 100%
Fillings & Extractions
80%
Other Services
50%
Minimum Employees Enrolled
2 - 10
Annual Deductible
$50
Annual Maximum
$1,200
Orthodontics
Voluntary II Plan
ACA Group Plans
23
.12 Per Month (varies)
Per Month (varies)
Our lowest cost plans are ACA-compliant and limit costs for covered children
Preventive Care
100%
Fillings
60%
Other Services
40%
Minimum Employees Enrolled
2
Annual out-of-pocket cost limit for covered child
$375
Orthodontics
Medical Necessity
No Minimum Voluntary Plan (2023)
No Minimum Voluntary Plan [9070]
Network: PPO Plus Premier
Single
Family
Monthly Rate
$47.50
$115.70
Preventive Care
Routine exams, cleanings, x-rays
100%
100%
Fillings & Extractions
Cavity repair, oral surgery, emergency pain relief
50%
50%
Root Canals & Gum Disease Treatment
Including peridodontal maintenance cleanings | 1 year wait for coverage
50%
50%
Crowns & Prosthetics
Crowns, bridges, dentures, implants | 1 year wait for coverage
50%
50%
Braces & Teeth Alignment
Orthodontic treatments
None
None
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Covers preventive care beyond annual maximum benefit
Yes
Yes
Dependents
Covered to age 26. No age restriction if unmarried full-time student.
Deductible
One time per person
$50
$50
Annual Maximum Benefit
Per person per calendar year
$1,200
$1,200
Minimum Employees Enrolled
2
2
Employer Contribution
For single premium
None
None
| Single | $47.50 |
| Family | $115.70 |
Routine exams, cleanings, x-rays
| Single | 100% |
| Family | 100% |
Cavity repair, oral surgery, emergency pain relief
| Single | 50% |
| Family | 50% |
Including peridodontal maintenance cleanings | 1 year wait for coverage
| Single | 50% |
| Family | 50% |
Crowns, bridges, dentures, implants | 1 year wait for coverage
| Single | 50% |
| Family | 50% |
Orthodontic treatments
| Single | None |
| Family | None |
Added benefits for those at high risk of tooth decay or gum disease
| Single | Yes |
| Family | Yes |
Covers preventive care beyond annual maximum benefit
| Single | Yes |
| Family | Yes |
One time per person
| Single | $50 |
| Family | $50 |
Per person per calendar year
| Single | $1,200 |
| Family | $1,200 |
| Single | 2 |
| Family | 2 |
For single premium
| Single | None |
| Family | None |
Voluntary I & II Plans (2023)
Voluntary 1 & II Plans
Network: PPO Plus Premier
Voluntary I [9050]
Voluntary II [9060]
Monthly Rate: Single
$45.70
$50.20
Monthly Rate: Family
$114.50
$125.70
Preventive Care
Routine exams, cleanings, x-rays
80%
100%
Fillings & Extractions
Cavity repair, oral surgery, emergency pain relief
80%
80%
Root Canals & Gum Disease Treatment
Including periodontal maintanence cleaning | 1 year wait for coverage
50%
50%
Crowns & Prosthetics
Crowns, bridges, dentures, implants | 1 year wait for coverage
50%
50%
Braces & Teeth Alignment
Othodontic treatments
None
50%
Orthodontic Note
Lifetime Orthodontic Maximum Benefit is $1,000
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Covers preventive care beyond annual maximum benefit
Yes
Yes
Dependents
Covered to age 26. No age restriction if unmarried full-time student.
Deductible
Per person per calendar year
$50, not to exceed $150 per family
$50, not to exceed $150 per family
Deductible Note
Deductible does not apply to Preventive Care or Orthodontic Services
Annual Maximum Benefit
Per person per calendar year
$1,200
$1,200
Minimum Employees Enrolled
2
10
Employer Contribution
For single premium
None
None
| Voluntary I [9050] | $45.70 |
| Voluntary II [9060] | $50.20 |
| Voluntary I [9050] | $114.50 |
| Voluntary II [9060] | $125.70 |
Routine exams, cleanings, x-rays
| Voluntary I [9050] | 80% |
| Voluntary II [9060] | 100% |
Cavity repair, oral surgery, emergency pain relief
| Voluntary I [9050] | 80% |
| Voluntary II [9060] | 80% |
Including periodontal maintanence cleaning | 1 year wait for coverage
| Voluntary I [9050] | 50% |
| Voluntary II [9060] | 50% |
Crowns, bridges, dentures, implants | 1 year wait for coverage
| Voluntary I [9050] | 50% |
| Voluntary II [9060] | 50% |
Othodontic treatments
| Voluntary I [9050] | None |
| Voluntary II [9060] | 50% |
| Voluntary I [9050] | |
| Voluntary II [9060] | Lifetime Orthodontic Maximum Benefit is $1,000 |
Added benefits for those at high risk of tooth decay or gum disease
| Voluntary I [9050] | Yes |
| Voluntary II [9060] | Yes |
Covers preventive care beyond annual maximum benefit
| Voluntary I [9050] | Yes |
| Voluntary II [9060] | Yes |
Per person per calendar year
| Voluntary I [9050] | $50, not to exceed $150 per family |
| Voluntary II [9060] | $50, not to exceed $150 per family |
Per person per calendar year
| Voluntary I [9050] | $1,200 |
| Voluntary II [9060] | $1,200 |
| Voluntary I [9050] | 2 |
| Voluntary II [9060] | 10 |
For single premium
| Voluntary I [9050] | None |
| Voluntary II [9060] | None |
ACA Group Plans (2023)
ACA Group Plans
Network: PPO Plus Premier
Standard [602]
Enhanced [603]
Monthly Rate: Age 0-20
$33.90
$43.10
Monthly Rate: Age 21-34
$23.12
$32.64
Monthly Rate: Age 35-49
$29.12
$41.20
Monthly Rate: Age 50-63
$32.64
$46.12
Monthly Rate: Age 64+
$33.94
$48.00
Note On Rate For Dependents
Rates for dependents age 0-18 are only applied for the first 3 enrolled dependents.
Preventive Care
Routine exams, cleanings, x-rays
100%
100%
Fillings
For back teeth, benefits limited to amount paid for silver filling
60%
60%
Other Services
Extractions, Root canals, Gum Disease Treatment, Crowns, Etc. | 1 year wait for coverage ages 19+
40%
40%
Medically Necessary Orthodontics
For up to age 19 only
40%
40%
Orthodontics Note
Predetermination of benefits is required. Coverage is for medical and surgical correction of a functional impairment.
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Covers preventive care beyond annual maximum benefit
Yes
Yes
Deductible
Per person per calendar year
$100
None
Annual Maximum Benefit
Per person per coverage year
$1,000
$1,500
Annual Maximum Note:
All services except Preventive Care are subject to the annual maximum benefit.
Dependents
Covered to age 26
Annual Out Of Pocket Cost Limits
For up to age 19 only
Total out-of-pocket costs will not exceed $375 per coverage year for each covered child or $750 per coverage year for 2+ covered children. Deductibles and coinsurance will apply to out-of-pocket cost.
Minimum Employees Enrolled
2
2
Employer Contribution
For single premium
None
None
| Standard [602] | $33.90 |
| Enhanced [603] | $43.10 |
| Standard [602] | $23.12 |
| Enhanced [603] | $32.64 |
| Standard [602] | $29.12 |
| Enhanced [603] | $41.20 |
| Standard [602] | $32.64 |
| Enhanced [603] | $46.12 |
| Standard [602] | $33.94 |
| Enhanced [603] | $48.00 |
Routine exams, cleanings, x-rays
| Standard [602] | 100% |
| Enhanced [603] | 100% |
For back teeth, benefits limited to amount paid for silver filling
| Standard [602] | 60% |
| Enhanced [603] | 60% |
Extractions, Root canals, Gum Disease Treatment, Crowns, Etc. | 1 year wait for coverage ages 19+
| Standard [602] | 40% |
| Enhanced [603] | 40% |
For up to age 19 only
| Standard [602] | 40% |
| Enhanced [603] | 40% |
Added benefits for those at high risk of tooth decay or gum disease
| Standard [602] | Yes |
| Enhanced [603] | Yes |
Covers preventive care beyond annual maximum benefit
| Standard [602] | Yes |
| Enhanced [603] | Yes |
Per person per calendar year
| Standard [602] | $100 |
| Enhanced [603] | None |
Per person per coverage year
| Standard [602] | $1,000 |
| Enhanced [603] | $1,500 |
For up to age 19 only
| Standard [602] | 2 |
| Enhanced [603] | 2 |
For single premium
| Standard [602] | None |
| Enhanced [603] | None |
Health through Oral Wellness
All voluntary group plans include our innovative benefit program at no additional cost. It's a unique patient-centered program to encourage better health and lower plan cost.
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Prevention Pays
Your voluntary group plan does even more with Prevention Pays. Covering preventive care beyond the annual maximum benefit encourages regular dental visits to protect your smile and keep it healthy.
PPO Plus Premier
All voluntary group plans are Delta Dental PPO Plus Premier plans. Enrolled members get a broad choice of dentists in two networks and lower out-of-pocket costs.
ACA rate calculator (2022 plans)
This handy tool helps you calculate monthly premiums for ACA small group plans based on the age of enrollees.
Plan documents
Download plan summaries, enrollment forms, and other files at our Document Library.