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Small business plans

Healthy Smiles Keep Your Business Strong

Strong employee benefits lead to healthier, more productive teams—and we make it simple to offer coverage that fits your budget. Our plans are available to groups with 2 or more enrolled employees, include value-added features like Health through Oral Wellness® and Prevention Pays, and give employers flexibility with contributions starting as low as $0. Choose from four dental plan options—Base, Standard, Enhanced, and Premium—designed to balance affordability with comprehensive coverage. Employers who contribute 50% or more of the single rate cost receive lower rates and no waiting periods.

Enhance your offering by pairing dental with DeltaVision® for a complete dental + vision benefits package. Browse available vision plans for 2026 by clicking the button below. 

Flexible Pricing Options

Voluntary Plans: For employers contributing 0–49% of the single rate cost.

Contributory Plans: For employers contributing 50% or more of the single rate cost.

4-Rate Structure: Available for groups with a medical plan that uses a 4-tier structure or with 10+ enrolled employees.

Not sure how to start?

Let us help!

Fill out our group inquiry form for more information and a proposal just for you!

Choose from 4 plans designed to help you find affordable coverage that fits your benefit and budget needs. Get lower rates and eliminate waiting periods if the employer pays 50% or more of the single rate cost.

Base plan

$43

.70 single/month/contributory

single/month/contributory

Preventive care:

80%

Fillings & extractions:

50%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

N/A

One-time deductible:

$50

Annual maximum benefit:

$1,000

* 1 year wait for major services on voluntary plans

Standard plan

$52

.70 single/month/contributory

single/month/contributory

Preventive care:

100%

Fillings & extractions:

50%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment

N/A

One-time deductible:

$50

Annual maximum benefit:

$1,250

* 1 year wait for major services on voluntary plans

Enhanced plan

$58

.20 single/month/contributory

single/month/contributory

Preventive care:

100%

Fillings & extractions:

80%

Root canals & gum disease:

50%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

50%*

One-time deductible:

$50

Annual maximum benefit:

$1,500

* 1 year wait for major services on voluntary plans

Premium plan

$63

.90 single/month/contributory

single/month/contributory

Preventive care:

100%

Fillings & extractions:

80%

Root canals & gum disease:

80%*

Crowns & prosthetics:

50%*

Braces & teeth alignment:

50%*

One-time deductible:

$50

Annual maximum benefit:

$2,000

* 1 year wait for major services on voluntary plans

Base plans (2026)

Voluntary [4030]

Contributory [5030]

Monthly rate: Single

$46.20

$43.70

Monthly rate: Family

$114.00

$110.00

One-time deductible

Applies to all services except orthodontics

$50

$50

Annual maximum benefit

Per person per plan year

$1,000

$1,000

Preventive care

Checkups and cleanings

80%

80%

Fillings & extractions

50%

50%

Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Bridges, dentures, implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

N/A

N/A

Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Yes

Yes

Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Dependents covered to age 26.

Network: PPO Plus Premier

Includes 95% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4030] $46.20
Contributory [5030] $43.70
Monthly rate: Family

Voluntary [4030] $114.00
Contributory [5030] $110.00
One-time deductible

Applies to all services except orthodontics

Voluntary [4030] $50
Contributory [5030] $50
Annual maximum benefit

Per person per plan year

Voluntary [4030] $1,000
Contributory [5030] $1,000
Preventive care

Checkups and cleanings

Voluntary [4030] 80%
Contributory [5030] 80%
Fillings & extractions

Voluntary [4030] 50%
Contributory [5030] 50%
Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4030] 50%
Contributory [5030] 50%
Crowns & prosthetics

Bridges, dentures, implants (1 year wait for coverage in voluntary plans)

Voluntary [4030] 50%
Contributory [5030] 50%
Braces & teeth alignment

Voluntary [4030] N/A
Contributory [5030] N/A
Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Voluntary [4030] Yes
Contributory [5030] Yes
Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Voluntary [4030] Yes
Contributory [5030] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4030] N/A
Contributory [5030] N/A
Dependents

Network: PPO Plus Premier

Standard plans (2026)

Voluntary [4040]

Contributory [5040]

Monthly rate: Single

$55.20

$52.70

Monthly rate: Family

$134.00

$130.00

One-time deductible

Applies to all services except orthodontics

$50

$50

Annual maximum benefit

Per person per plan year

$1,250

$1,250

Preventive care

Checkups and cleanings

100%

100%

Fillings & extractions

50%

50%

Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

N/A

N/A

Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases

Yes

Yes

Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 95% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4040] $55.20
Contributory [5040] $52.70
Monthly rate: Family

Voluntary [4040] $134.00
Contributory [5040] $130.00
One-time deductible

Applies to all services except orthodontics

Voluntary [4040] $50
Contributory [5040] $50
Annual maximum benefit

Per person per plan year

Voluntary [4040] $1,250
Contributory [5040] $1,250
Preventive care

Checkups and cleanings

Voluntary [4040] 100%
Contributory [5040] 100%
Fillings & extractions

Voluntary [4040] 50%
Contributory [5040] 50%
Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4040] 50%
Contributory [5040] 50%
Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

Voluntary [4040] 50%
Contributory [5040] 50%
Braces & teeth alignment

Voluntary [4040] N/A
Contributory [5040] N/A
Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases

Voluntary [4040] Yes
Contributory [5040] Yes
Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Voluntary [4040] Yes
Contributory [5040] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4040] N/A
Contributory [5040] N/A
Dependents

Network: PPO Plus Premier

Enhanced plans (2026)

Voluntary [4050]

Contributory [5050]

Monthly rate: Single

$61.20

$58.20

Monthly rate: Family

$163.00

$155.50

One-time deductible

Applies to all services except orthodontics

$50

$50

Annual maximum benefit

Per person per plan year

$1,500

$1,500

Preventive care

Checkups and cleanings

100%

100%

Fillings & extractions

80%

80%

Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

50%

50%

Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

1 year wait for coverage in voluntary plan

50%

50%

Lifetime orthodontic maximum

Per person

$1,500

$1,500

Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Yes

Yes

Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

N/A

N/A

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 95% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4050] $61.20
Contributory [5050] $58.20
Monthly rate: Family

Voluntary [4050] $163.00
Contributory [5050] $155.50
One-time deductible

Applies to all services except orthodontics

Voluntary [4050] $50
Contributory [5050] $50
Annual maximum benefit

Per person per plan year

Voluntary [4050] $1,500
Contributory [5050] $1,500
Preventive care

Checkups and cleanings

Voluntary [4050] 100%
Contributory [5050] 100%
Fillings & extractions

Voluntary [4050] 80%
Contributory [5050] 80%
Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4050] 50%
Contributory [5050] 50%
Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

Voluntary [4050] 50%
Contributory [5050] 50%
Braces & teeth alignment

1 year wait for coverage in voluntary plan

Voluntary [4050] 50%
Contributory [5050] 50%
Lifetime orthodontic maximum

Per person

Voluntary [4050] $1,500
Contributory [5050] $1,500
Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Voluntary [4050] Yes
Contributory [5050] Yes
Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Voluntary [4050] Yes
Contributory [5050] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4050] N/A
Contributory [5050] N/A
Dependents

Network: PPO Plus Premier

Premium plans (2026)

Voluntary [4060]

Contributory [5060]

Monthly rate: Single

$67.20

$63.90

Monthly rate: Family

$178.90

$170.60

One-time deductible

Applies to all services except orthodontics

$50

$50

Annual maximum benefit

Per person per plan year

$2,000

$2,000

Preventive care

Checkups and cleanings

100%

100%

Fillings & extractions

80%

80%

Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

80%

80%

Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

50%

50%

Braces & teeth alignment

1 year wait for coverage in voluntary plan

50%

50%

Lifetime orthodontic maximum

$2,000

$2,000

Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Yes

Yes

Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Yes

Yes

Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Yes

Yes

Dependents

Depdendents covered to age 26.

Network: PPO Plus Premier

Includes 95% of dentists in South Dakota!

Monthly rate: Single

Voluntary [4060] $67.20
Contributory [5060] $63.90
Monthly rate: Family

Voluntary [4060] $178.90
Contributory [5060] $170.60
One-time deductible

Applies to all services except orthodontics

Voluntary [4060] $50
Contributory [5060] $50
Annual maximum benefit

Per person per plan year

Voluntary [4060] $2,000
Contributory [5060] $2,000
Preventive care

Checkups and cleanings

Voluntary [4060] 100%
Contributory [5060] 100%
Fillings & extractions

Voluntary [4060] 80%
Contributory [5060] 80%
Root canals & gum disease

Periodontal cleanings (1 year wait for coverage in voluntary plans)

Voluntary [4060] 80%
Contributory [5060] 80%
Crowns & prosthetics

Bridges, dentures, and implants (1 year wait for coverage in voluntary plans)

Voluntary [4060] 50%
Contributory [5060] 50%
Braces & teeth alignment

1 year wait for coverage in voluntary plan

Voluntary [4060] 50%
Contributory [5060] 50%
Lifetime orthodontic maximum

Voluntary [4060] $2,000
Contributory [5060] $2,000
Health through Oral Wellness

Unlock additional benefits based on your risk for oral diseases.

Voluntary [4060] Yes
Contributory [5060] Yes
Prevention Pays

Preventive care doesn't count toward annual maximum benefit

Voluntary [4060] Yes
Contributory [5060] Yes
Maximum Bonus Account

$250 of qualified unused benefits carried over for future use

Voluntary [4060] Yes
Contributory [5060] Yes
Dependents

Network: PPO Plus Premier

Health through Oral Wellness

Included at no additional cost, this unique program adds benefits for those at high risk of tooth decay, gum disease, and certain chronic conditions.

Prevention Pays

Covering preventive care beyond the annual maximum benefit encourages regular dental visits to maintain good oral health.

PPO Plus Premier

The Delta Dental PPO Plus Premier network offers a broad choice of dentists in two networks that include 96% of dentists in South Dakota.

Plan documents

Download plan summaries, enrollment forms, and other files at our Document Library.