Small business plans
Healthy smiles keep your business strong!
- Value-added features: All plans include our Health through Oral Wellness and Prevention Pays features that maximize preventive care benefits to keep employees healthy and productive.
- Eligibility: The group must have a minimum of two enrolled employees.
- Pricing: Voluntary plans are priced for employers that pay less than 50% of the single rate cost. Contributory plans are priced for employers that pay 50% or more of the single rate cost. No employer contribution is required. A 4-rate structure is available for employers that have a medical plan with a 4-rate structure or have 10 or more enrolled employees.
- As Low as Zero Cost: Voluntary plans are available for employers that pay from ZERO to 50% of the single rate cost.
Not sure how to start?
Let us help!
Fill out our group inquiry form for more information and a proposal just for you!
Choose from 4 plans designed to help you find affordable coverage that fits your benefit and budget needs. Get lower rates and eliminate waiting periods if the employer pays 50% or more of the single rate cost.
Base plan
$42
.00 single/month/contributory
single/month/contributory
Preventive care:
80%
Fillings & extractions:
50%
Root canals & gum disease:
50%*
Crowns & prosthetics:
50%*
Braces & teeth alignment:
N/A
One-time deductible:
$50
Annual maximum benefit:
$1,000
* 1 year wait for coverage in voluntary plans
Standard plan
$51
.00 single/month/contributory
single/month/contributory
Preventive care:
100%
Fillings & extractions:
50%
Root canals & gum disease:
50%*
Crowns & prosthetics:
50%*
Braces & teeth alignment
N/A
One-time deductible:
$50
Annual maximum benefit:
$1,250
* 1 year wait for coverage in voluntary plans
Enhanced plan
$56
.50 single/month/contributory
single/month/contributory
Preventive care:
100%
Fillings & extractions:
80%
Root canals & gum disease:
50%*
Crowns & prosthetics:
50%*
Braces & teeth alignment:
50%*
One-time deductible:
$50
Annual maximum benefit:
$1,500
* 1 year wait for coverage in voluntary plans
Premium plan
$62
.20 single/month/contributory
single/month/contributory
Preventive care:
100%
Fillings & extractions:
80%
Root canals & gum disease:
80%*
Crowns & prosthetics:
50%*
Braces & teeth alignment:
50%*
One-time deductible:
$50
Annual maximum benefit:
$2,000
* 1 year wait for coverage in voluntary plans
Base plans (2025)
Voluntary [4030]
Contributory [5030]
Monthly rate: Single
$44.50
$42.00
Monthly rate: Family
$109.80
$105.80
Deductible
One time per person
$50
$50
Annual maximum benefit
Per person per plan year
$1,000
$1,000
Preventive care
Routine exams, cleanings, x-rays, and more!
80%
80%
Fillings & extractions
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
50%
50%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
50%
50%
Crowns & prosthetics
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
50%
50%
Braces & teeth alignment
N/A
N/A
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Maximum Bonus Account
$250 of qualified unused benefits carried over for future use
N/A
N/A
Dependents
Dependents covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
| Voluntary [4030] | $44.50 |
| Contributory [5030] | $42.00 |
| Voluntary [4030] | $109.80 |
| Contributory [5030] | $105.80 |
One time per person
| Voluntary [4030] | $50 |
| Contributory [5030] | $50 |
Per person per plan year
| Voluntary [4030] | $1,000 |
| Contributory [5030] | $1,000 |
Routine exams, cleanings, x-rays, and more!
| Voluntary [4030] | 80% |
| Contributory [5030] | 80% |
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
| Voluntary [4030] | 50% |
| Contributory [5030] | 50% |
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
| Voluntary [4030] | 50% |
| Contributory [5030] | 50% |
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
| Voluntary [4030] | 50% |
| Contributory [5030] | 50% |
| Voluntary [4030] | N/A |
| Contributory [5030] | N/A |
Added benefits for those at high risk of tooth decay or gum disease
| Voluntary [4030] | Yes |
| Contributory [5030] | Yes |
Preventive care doesn't count against annual maximum benefit
| Voluntary [4030] | Yes |
| Contributory [5030] | Yes |
$250 of qualified unused benefits carried over for future use
| Voluntary [4030] | N/A |
| Contributory [5030] | N/A |
Standard plans (2025)
Voluntary [4040]
Contributory [5040]
Monthly rate: Single
$53.50
$51.00
Monthly rate: Family
$129.80
$125.80
Deductible
One time per person
$50
$50
Annual maximum benefit
Per person per plan year
$1,250
$1,250
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
Fillings & extractions
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
50%
50%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
50%
50%
Crowns & prosthetics
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
50%
50%
Braces & teeth alignment
N/A
N/A
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Maximum Bonus Account
$250 of qualified unused benefits carried over for future use
N/A
N/A
Dependents
Depdendents covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
| Voluntary [4040] | $53.50 |
| Contributory [5040] | $51.00 |
| Voluntary [4040] | $129.80 |
| Contributory [5040] | $125.80 |
One time per person
| Voluntary [4040] | $50 |
| Contributory [5040] | $50 |
Per person per plan year
| Voluntary [4040] | $1,250 |
| Contributory [5040] | $1,250 |
Routine exams, cleanings, x-rays, and more!
| Voluntary [4040] | 100% |
| Contributory [5040] | 100% |
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
| Voluntary [4040] | 50% |
| Contributory [5040] | 50% |
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
| Voluntary [4040] | 50% |
| Contributory [5040] | 50% |
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
| Voluntary [4040] | 50% |
| Contributory [5040] | 50% |
| Voluntary [4040] | N/A |
| Contributory [5040] | N/A |
Added benefits for those at high risk of tooth decay or gum disease
| Voluntary [4040] | Yes |
| Contributory [5040] | Yes |
Preventive care doesn't count against annual maximum benefit
| Voluntary [4040] | Yes |
| Contributory [5040] | Yes |
$250 of qualified unused benefits carried over for future use
| Voluntary [4040] | N/A |
| Contributory [5040] | N/A |
Enhanced plans (2025)
Voluntary [4050]
Contributory [5050]
Monthly rate: Single
$59.50
$56.50
Monthly rate: Family
$158.80
$151.30
Deductible
One time per person
$50
$50
Annual maximum benefit
Per person per plan year
$1,500
$1,500
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
Fillings & extractions
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
80%
80%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
50%
50%
Crowns & prosthetics
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
50%
50%
Braces & teeth alignment
1 year wait for coverage in voluntary plan
50%
50%
Lifetime orthodontic maximum
$1,500
$1,500
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Maximum Bonus Account
$250 of qualified unused benefits carried over for future use
N/A
N/A
Dependents
Depdendents covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
| Voluntary [4050] | $59.50 |
| Contributory [5050] | $56.50 |
| Voluntary [4050] | $158.80 |
| Contributory [5050] | $151.30 |
One time per person
| Voluntary [4050] | $50 |
| Contributory [5050] | $50 |
Per person per plan year
| Voluntary [4050] | $1,500 |
| Contributory [5050] | $1,500 |
Routine exams, cleanings, x-rays, and more!
| Voluntary [4050] | 100% |
| Contributory [5050] | 100% |
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
| Voluntary [4050] | 80% |
| Contributory [5050] | 80% |
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
| Voluntary [4050] | 50% |
| Contributory [5050] | 50% |
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
| Voluntary [4050] | 50% |
| Contributory [5050] | 50% |
1 year wait for coverage in voluntary plan
| Voluntary [4050] | 50% |
| Contributory [5050] | 50% |
| Voluntary [4050] | $1,500 |
| Contributory [5050] | $1,500 |
Added benefits for those at high risk of tooth decay or gum disease
| Voluntary [4050] | Yes |
| Contributory [5050] | Yes |
Preventive care doesn't count against annual maximum benefit
| Voluntary [4050] | Yes |
| Contributory [5050] | Yes |
$250 of qualified unused benefits carried over for future use
| Voluntary [4050] | N/A |
| Contributory [5050] | N/A |
Premium plans (2025)
Voluntary [4060]
Contributory [5060]
Monthly rate: Single
$65.50
$62.20
Monthly rate: Family
$174.70
$166.40
Deductible
One time per person
$50
$50
Annual maximum benefit
Per person per plan year
$2,000
$2,000
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
Fillings & extractions
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
80%
80%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
80%
80%
Crowns & prosthetics
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
50%
50%
Braces & teeth alignment
1 year wait for coverage in voluntary plan
50%
50%
Lifetime orthodontic maximum
$2,000
$2,000
Health through Oral Wellness
Added benefits for those at high risk of tooth decay or gum disease
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Maximum Bonus Account
$250 of qualified unused benefits carried over for future use
Yes
Yes
Dependents
Depdendents covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
| Voluntary [4060] | $65.50 |
| Contributory [5060] | $62.20 |
| Voluntary [4060] | $174.70 |
| Contributory [5060] | $166.40 |
One time per person
| Voluntary [4060] | $50 |
| Contributory [5060] | $50 |
Per person per plan year
| Voluntary [4060] | $2,000 |
| Contributory [5060] | $2,000 |
Routine exams, cleanings, x-rays, and more!
| Voluntary [4060] | 100% |
| Contributory [5060] | 100% |
Cavity repair, temporary stainless steel crowns, extractions, oral surgery
| Voluntary [4060] | 80% |
| Contributory [5060] | 80% |
Root canals, gum disease treatment, periodontal maintenance cleanings (1 year wait for coverage in voluntary plans)
| Voluntary [4060] | 80% |
| Contributory [5060] | 80% |
Crowns, bridges, dentures, implants (1 year wait for coverage in voluntary plans)
| Voluntary [4060] | 50% |
| Contributory [5060] | 50% |
1 year wait for coverage in voluntary plan
| Voluntary [4060] | 50% |
| Contributory [5060] | 50% |
| Voluntary [4060] | $2,000 |
| Contributory [5060] | $2,000 |
Added benefits for those at high risk of tooth decay or gum disease
| Voluntary [4060] | Yes |
| Contributory [5060] | Yes |
Preventive care doesn't count against annual maximum benefit
| Voluntary [4060] | Yes |
| Contributory [5060] | Yes |
$250 of qualified unused benefits carried over for future use
| Voluntary [4060] | Yes |
| Contributory [5060] | Yes |
Health through Oral Wellness
Included at no additional cost, this unique program adds benefits for those at high risk of tooth decay, gum disease, and certain chronic conditions.
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Prevention Pays
Covering preventive care beyond the annual maximum benefit encourages regular dental visits to maintain good oral health.
PPO Plus Premier
The Delta Dental PPO Plus Premier network offers a broad choice of dentists in two networks that include 96% of dentists in South Dakota.
Plan documents
Download plan summaries, enrollment forms, and other files at our Document Library.