Planning ahead?
Individual and family plans
No one has a smile like you, and no one can keep it healthy like us!
View our 2026 Sales Brochure for plan options effective January 1, 2026.
2026 plans
Browse our 2025 plan options—Prevent, Renew, and Restore—to find coverage that’s right for you. Each plan is built to maximize your benefits and keep your smile healthy at every stage of care. All plans include our Health through Oral Wellness® program and Prevention Pays features, giving you more value from preventive visits and long-term support for your oral health.
Prevent plan
$43
.50 per month/single
per month/single
One-time deductible:
$50
Preventive care:
100%
Fillings:
50%
Annual maximum benefit:
$1,000
Restore plan
$64
.10 per month/single
per month/single
One-time deductible:
$50
Preventive care:
100%
Fillings:
50%
Root canals & gum disease:
50%*
Extractions, crowns, oral surgery, bridges, dentures, implants:
50%*
Annual maximum benefit:
$1,250
* 1 year wait for coverage
Renew plan
$69
.30 per month/single
per month/single
One-time deductible:
$50
Preventive care:
100%
Fillings:
80%
Root canals & gum disease:
50%*
Extractions, crowns, oral surgery, bridges, dentures, implants:
50%*
Annual maximum benefit:
$1,500
* 1 year wait for coverage
Individual & family plans (2025)
Prevent [1031]
Restore [1041]
Renew [1051]
Monthly rate: Single
$43.50
$64.10
$69.30
Monthly rate: Two people
$86.90
$128.30
$138.70
Monthly rate: Three or more people
$128.30
$190.40
$203.90
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
100%
Fillings
Cavity repair, temporary stainless steel crowns
50%
50%
80%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
N/A
50%
50%
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
N/A
50%
50%
Braces & teeth alignment
N/A
N/A
N/A
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
Yes
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Yes
Deductible
One time per person
$50
$50
$50
Annual maximum benefit
Per person per plan year
$1,000
$1,250
$1,500
Dependents
Dependent children covered to age 19. Unmarried dependent children who are full-time students are covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
Monthly rate: Single
| Prevent [1031] | $43.50 |
| Restore [1041] | $64.10 |
| Renew [1051] | $69.30 |
Monthly rate: Two people
| Prevent [1031] | $86.90 |
| Restore [1041] | $128.30 |
| Renew [1051] | $138.70 |
Monthly rate: Three or more people
| Prevent [1031] | $128.30 |
| Restore [1041] | $190.40 |
| Renew [1051] | $203.90 |
Preventive care
Routine exams, cleanings, x-rays, and more!
| Prevent [1031] | 100% |
| Restore [1041] | 100% |
| Renew [1051] | 100% |
Fillings
Cavity repair, temporary stainless steel crowns
| Prevent [1031] | 50% |
| Restore [1041] | 50% |
| Renew [1051] | 80% |
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Braces & teeth alignment
| Prevent [1031] | N/A |
| Restore [1041] | N/A |
| Renew [1051] | N/A |
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Prevention Pays
Preventive care doesn't count against annual maximum benefit
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Deductible
One time per person
| Prevent [1031] | $50 |
| Restore [1041] | $50 |
| Renew [1051] | $50 |
Annual maximum benefit
Per person per plan year
| Prevent [1031] | $1,000 |
| Restore [1041] | $1,250 |
| Renew [1051] | $1,500 |
Dependents
Network: PPO Plus Premier
Individual & family plans (2025)
Prevent [1031]
Restore [1041]
Renew [1051]
Monthly rate: Single
$43.50
$64.10
$69.30
Monthly rate: Two people
$86.90
$128.30
$138.70
Monthly rate: Three or more people
$128.30
$190.40
$203.90
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
100%
Fillings
Cavity repair, temporary stainless steel crowns
50%
50%
80%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
N/A
50%
50%
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
N/A
50%
50%
Braces & teeth alignment
N/A
N/A
N/A
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
Yes
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Yes
Deductible
One time per person
$50
$50
$50
Annual maximum benefit
Per person per plan year
$1,000
$1,250
$1,500
Dependents
Dependent children covered to age 19. Unmarried dependent children who are full-time students are covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
Monthly rate: Single
| Prevent [1031] | $43.50 |
| Restore [1041] | $64.10 |
| Renew [1051] | $69.30 |
Monthly rate: Two people
| Prevent [1031] | $86.90 |
| Restore [1041] | $128.30 |
| Renew [1051] | $138.70 |
Monthly rate: Three or more people
| Prevent [1031] | $128.30 |
| Restore [1041] | $190.40 |
| Renew [1051] | $203.90 |
Preventive care
Routine exams, cleanings, x-rays, and more!
| Prevent [1031] | 100% |
| Restore [1041] | 100% |
| Renew [1051] | 100% |
Fillings
Cavity repair, temporary stainless steel crowns
| Prevent [1031] | 50% |
| Restore [1041] | 50% |
| Renew [1051] | 80% |
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Braces & teeth alignment
| Prevent [1031] | N/A |
| Restore [1041] | N/A |
| Renew [1051] | N/A |
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Prevention Pays
Preventive care doesn't count against annual maximum benefit
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Deductible
One time per person
| Prevent [1031] | $50 |
| Restore [1041] | $50 |
| Renew [1051] | $50 |
Annual maximum benefit
Per person per plan year
| Prevent [1031] | $1,000 |
| Restore [1041] | $1,250 |
| Renew [1051] | $1,500 |
Dependents
Network: PPO Plus Premier
Individual & family plans (2025)
Prevent [1031]
Restore [1041]
Renew [1051]
Monthly rate: Single
$43.50
$64.10
$69.30
Monthly rate: Two people
$86.90
$128.30
$138.70
Monthly rate: Three or more people
$128.30
$190.40
$203.90
Preventive care
Routine exams, cleanings, x-rays, and more!
100%
100%
100%
Fillings
Cavity repair, temporary stainless steel crowns
50%
50%
80%
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
N/A
50%
50%
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
N/A
50%
50%
Braces & teeth alignment
N/A
N/A
N/A
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
Yes
Yes
Yes
Prevention Pays
Preventive care doesn't count against annual maximum benefit
Yes
Yes
Yes
Deductible
One time per person
$50
$50
$50
Annual maximum benefit
Per person per plan year
$1,000
$1,250
$1,500
Dependents
Dependent children covered to age 19. Unmarried dependent children who are full-time students are covered to age 26.
Network: PPO Plus Premier
Includes 96% of dentists in South Dakota!
Monthly rate: Single
| Prevent [1031] | $43.50 |
| Restore [1041] | $64.10 |
| Renew [1051] | $69.30 |
Monthly rate: Two people
| Prevent [1031] | $86.90 |
| Restore [1041] | $128.30 |
| Renew [1051] | $138.70 |
Monthly rate: Three or more people
| Prevent [1031] | $128.30 |
| Restore [1041] | $190.40 |
| Renew [1051] | $203.90 |
Preventive care
Routine exams, cleanings, x-rays, and more!
| Prevent [1031] | 100% |
| Restore [1041] | 100% |
| Renew [1051] | 100% |
Fillings
Cavity repair, temporary stainless steel crowns
| Prevent [1031] | 50% |
| Restore [1041] | 50% |
| Renew [1051] | 80% |
Root canals & gum disease
Root canals, gum disease treatment, periodontal maintenance cleanings (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Extractions, oral surgery, crowns, and prosthetics
Extractions and other oral surgery, crowns, bridges, dentures, and implants (one year wait for coverage)
| Prevent [1031] | N/A |
| Restore [1041] | 50% |
| Renew [1051] | 50% |
Braces & teeth alignment
| Prevent [1031] | N/A |
| Restore [1041] | N/A |
| Renew [1051] | N/A |
Health through Oral Wellness
Added benefits if you're at high risk of tooth decay or gum disease
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Prevention Pays
Preventive care doesn't count against annual maximum benefit
| Prevent [1031] | Yes |
| Restore [1041] | Yes |
| Renew [1051] | Yes |
Deductible
One time per person
| Prevent [1031] | $50 |
| Restore [1041] | $50 |
| Renew [1051] | $50 |
Annual maximum benefit
Per person per plan year
| Prevent [1031] | $1,000 |
| Restore [1041] | $1,250 |
| Renew [1051] | $1,500 |
Dependents
Network: PPO Plus Premier
Enroll online today!
*Delta Dental of South Dakota's individual and family policies are available only to permanent residents of South Dakota. Learn more in the Frequently Asked Questions.
Health through Oral Wellness
Our individual and family plans include our innovative program that adds benefits based on each person's oral health needs.
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Prevention Pays
Covering preventive care beyond the annual maximum benefit encourages regular dental visits to protect your smile and keep it healthy.
PPO Plus Premier Network
With the Delta Dental PPO Plus Premier network, members get a broad choice of dentists in two networks and lower out-of-pocket costs.
Paper enrollment form
Prefer a paper form instead? Use this .PDF form to enroll in our individual & family plans.
Frequent questions
Learn more about our individual & family plans with our Frequently Asked Questions page.
Plan exclusions
Some things aren't covered by our individual & family plans. See what they are on our Plan Exclusions page.
Plan documents
Download plan summaries, enrollment forms, and other files at our Document Library.