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Organize & Use Your Dental Insurance

You have dental benefits, but are you using them to meet your family’s needs? Do you know what your plan covers and what your deductible is? Here are our tips to organizing dental insurance:


The first step in organizing and using your benefits is to find a participating Delta Dental dentist. With 98% of South Dakota dentists in our networks, you’ll have plenty of choices.

The “Find a Dentist” tool on our website can help you find a dentist that meets specific needs, like being close to work or your child’s school, or specializing in treating kids. Talking to people you trust, like family and friends, can also lead to a good recommendation.


Create a list of preventive care you need and schedule the appointments right away. You should visit the dentist at least once a year for cleanings and checkups. If you’ll need additional dental work, like fillings or crowns, follow through with those appointments too.


When planning treatment and procedures, it’s important to know what your benefits cover. What’s your deductible? What about your annual maximum? Are you part of a Premier or PPO Plus Premier plan?

Most plans cover a percentage of procedures up to a specific dollar amount. Review your plan’s benefits so you know what’s covered. We’re also happy to work with your dentist on a pre-treatment estimate so you know what to expect for your treatment plan.

Pro-tip: Login and check your plan benefits online anytime, or call us toll free at 1-877-841-1478 during regular business hours. We’re happy to help you understand your benefits!

Having dental benefits is important, but using them is what will help keep your mouth healthy.